OUR SERVICES

FREE REVIEW OF YOUR LIFE INSURANCE POLICIES

The cost of insurance has gone down over the years. We will review your policy to see if you can keep the same benefits with a lower cost – or increase your benefits but not pay any more.

Do you have permanent policies that should last until you die? Many times that isn’t the case. It is VERY important you review your policies annually. Your policy could be in danger of lapsing – meaning you will no longer have a policy. We offer a free life insurance CHECK-UP to make sure your policy is still meeting your goals – and if not.. we will help you figure out what the best thing to do is.

INDIVIDUAL LIFE/DISABILITY/LONG TERM CARE INSURANCE

Need advice on the best plan in a complex insurance market? We’ve got solutions to help build your custom plan.

TAX ADVANTAGED SUPPLEMENTAL RETIREMENT INCOME

There are limited options on tax free retirement options. Our expert team can create a stream of tax free retirement income options for you.

BUSINESS SUCCESSION PLANNING

Let’s continue your legacy. If you cannot afford to lose a key employee or business partner you will need to have a plan.

LECACY/ESTATE PLANNING

What will you pass on to your loved ones? Do you have a plan? We can help you build the right plan for your family.

Do you plan on leaving money to your heirs? If so, we put strategies together to maximize what you will leave to them – this must be planned for in advance.

CHARITABLE GIVING

Are you planning on leaving money to charity when you pass? We can help you figure out a plan to maximize what you give to charity as well as give you tax benefits.

EDUCATION/COLLEGE FUNDING

There are benefits to using life insurance as a funding vehicle for your educational planning needs. We can help you discover if this is the right fit for you.

FREE REVIEW OF YOUR LIFE INSURANCE POLICIES

The cost of insurance has gone down over the years. We will review your policy to see if you can keep the same benefits with a lower cost – or increase your benefits but not pay any more.

Do you have permanent policies that should last until you die? Many times that isn’t the case. It is VERY important you review your policies annually. Your policy could be in danger of lapsing – meaning you will no longer have a policy. We offer a free life insurance CHECK-UP to make sure your policy is still meeting your goals – and if not.. we will help you figure out what the best thing to do is.

INDIVIDUAL LIFE/DISABILITY/LONG TERM CARE INSURANCE

Need advice on the best plan in a complex insurance market? We’ve got solutions to help build your custom plan.

TAX ADVANTAGED SUPPLEMENTAL RETIREMENT INCOME

There are limited options on tax free retirement options. Our expert team can create a stream of tax free retirement income options for you.

BUSINESS SUCCESSION PLANNING

Let’s continue your legacy. If you cannot afford to lose a key employee or business partner you will need to have a plan.

LECACY/ESTATE PLANNING

What will you pass on to your loved ones? Do you have a plan? We can help you build the right plan for your family.

Do you plan on leaving money to your heirs? If so, we put strategies together to maximize what you will leave to them – this must be planned for in advance.

CHARITABLE GIVING

Are you planning on leaving money to charity when you pass? We can help you figure out a plan to maximize what you give to charity as well as give you tax benefits.

EDUCATION/COLLEGE FUNDING

There are benefits to using life insurance as a funding vehicle for your educational planning needs. We can help you discover if this is the right fit for you.